Latent Defects Insurance (LDIs)



This type of cover indemnifies the end customer (domestic or commercial) when structural defects to the property become evident after construction but within the LDI cover period. These cover can be up to 20 years or in certain cases after the expiry of LDI guarantee similar to those issued by NHBC or other similar organisations.

Cover can also be provided but not limited to the following:


  • General building works

  • Refurbishments/conversions

  • Kitchens/bathrooms

  • Concrete repairs

  • Waterproofing

  • Glazing

  • Flooring

  • Roofing

  • Extensions

  • Underpinning

  • Basement construction

  • New-builds


When requesting a quote please include the following details:


  • Customer details

  • Risk address

  • Name of contractor, website and their experience

  • Type of contract works

  • Price of Contract works

  • Brief details of design and who is responsible for the design

  • Period of Contractor Guarantee period (Defects period)

  • Length of cover required

  • Access costs